Can I Use Insurance to Pay for My Windshield Replacement in Louisiana?

Do you have a broken windshield that needs replacing in Louisiana? Windshield replacements can be a significant financial investment, and you’re probably wondering if your auto insurance can cover the cost. Here’s what you need to know about using insurance to pay for your auto glass services in Louisiana.

Insurance Claim Assistance



Filing an insurance claim can seem like a hassle, but most auto glass shops offer insurance claim assistance. A knowledgeable auto glass technician will communicate with your insurance company and share all the proper documentation. These auto glass services have years of experience working with insurance companies. Choosing to take advantage of insurance claim assistance can help reduce stress by ensuring all necessary documentation is provided and your claim is processed smoothly.

What Is the Cost of a Windshield Replacement?

Every vehicle’s windshield is different, therefore the cost differs from one make and model to the next. Some factors that affect the price of your new windshield include the quality of the glass and the features of your vehicle. Overall, you can expect your windshield replacement to cost anywhere from $250 to over $1000. This cost includes the removal of the old windshield and the installation of the new windshield. ADAS (Advanced Driver Assistance Systems), which are responsible for many safety features in your vehicle, will need to be calibrated after your new windshield is installed, which typically comes at an additional cost. 

Will My Auto Insurance Cover My Windshield Replacement in Louisiana? 

Whether or not your auto insurance plan will cover the cost of your windshield replacement depends on your policy’s details. Louisiana law does not require comprehensive insurance policies to include auto glass coverage. It is a good idea to check the details of your policy to ensure coverage includes windshield replacements. The coverage may also depend on the details of the incident. Some insurance policies will cover windshield replacements due to a collision, but not due to storm damage. However, most auto insurance companies do have several coverage options to choose from. 

Will I Have To Pay Out Of Pocket For My Windshield Replacement? 

All auto insurance plans are different. Some policies have a lower deductible for auto glass services than for other repairs, but it is important to check the details of your plan to understand what your deductible will be for a windshield replacement or auto glass repairs. 

What Are Preferred Partners? 

Sometimes, insurance companies will have “preferred partners”. This means that the company would prefer you choose those auto glass shops to replace your windshield. Under Louisiana law, your insurance company cannot persuade or force you to choose a certain auto glass company. However, by choosing a preferred partner, you are increasing the likelihood of a quick and easy process. 

Is There a Limit To How Much My Insurance Will Cover? 

Some insurance companies do have a limit to how much they will cover for your windshield replacement or repairs. If you want to avoid any surprise costs, you should double-check your insurance policy details. 

Do You Need a Windshield Replacement In Livingston, LA? 

Are you looking for a high-quality windshield replacement in the Livingston, Hammond, or French Settlement area? Elite Auto Glass offers in-shop and mobile windshield replacements and repairs. Our certified auto glass technicians will have your vehicle on the road again in no time! At Elite Auto Glass, our auto glass technicians are knowledgeable about the insurance claims process and would be happy to assist you! If you need a windshield repair or replacement in the Livingston area, contact Elite Auto Glass today for a free quote!